Refurbished in Installments: 0% Interest Explained

A good smartphone is an investment, even refurbished. Interest-free installments turn it into predictable monthly amounts, with no surcharge and no fine print full of surprises. Here's how it works at remarket.ch.

What 0% interest really means

With interest-free installments you pay exactly the shop price in total, just spread across several monthly payments. No interest, no fees in the standard case: if the device costs 600 Swiss francs and you choose twelve installments, you pay twelve times 50 francs, done. That's what sets 0% financing apart from classic consumer loans or credit card part-payments, where interest drives up the final price.

How it works at checkout

1. Add devices to your basket and choose installments (HeyLight) at checkout.
2. You're redirected to our financing partner HeyLight and enter your details, the check usually takes just a few moments.
3. Choose your term, depending on your basket up to 24 months interest-free are possible.
4. After confirmation we ship your device as usual, with free shipping.

When installments make the most sense

• Flagships: A top model becomes far more accessible with monthly payments.
• Family purchases: Two or three devices at once, say for the start of the school year, without blowing the monthly budget.
• Unexpected replacements: When the old device breaks and the replacement can't wait.

Honest notes

Installments remain a payment commitment: only buy what fits your budget, even as a monthly payment. The provider runs a credit check, so a rejection is possible. And as with every purchase at remarket.ch, the 14-day return policy and the 1-year warranty on refurbished devices apply, regardless of the payment method.

Doubly clever: installments plus trade-in

The monthly payment shrinks even further when your old device chips in: trade it in or sell it separately, with express payout within 24 hours after inspection. That way your old phone finances part of the new one.

Conclusion

0% installments make tested refurbished devices predictable, with no extra cost compared to paying all at once. Find all the details on the installments page, and your next device in the shop.